Janashakthi Life records Rs.3.42bn net profit

From left: Janashakthi Insurance Chairperson Annika Senanayake and Director and Chief Executive Officer Ravi Liyanage 

• 67% growth recorded in new business in 2025

Janashakthi Life, a leading name in the insurance industry and a flagship brand of JXG (Janashakthi Group), announced strong financial performance for the year ended December 2025, with 67 percent growth in new business and 31 percent growth in total gross written premiums, recording Rs.8.65 billion, endorsing credentials of a fast-growing insurer in the local insurance industry. 

The company also recorded a strong bottom-line with a robust profit before tax of Rs.3.95 billion and net profit after tax of Rs.3.42 billion, showcasing the strong underwriting processes, prudent governance and efficient re-engineering of operational processes. Janashakthi also expanded its distribution channels and emphasised on digitisation in the year 2025.

The company’s total assets grew by 6 percent to Rs.40.3 billion, strengthening the company’s balance sheet and providing a solid platform to support future growth. During 2025, claims and benefits amounted to Rs.3.6 billion, reflecting Janashakthi Life’s ongoing commitment to meeting policyholder obligations. 

Janashakthi Insurance Chairperson Annika Senanayake stated, “The 2025 financial performance reflects the strength of Janashakthi Life’s strategic positioning and disciplined financial management. Consistent premium growth, coupled with strong profitability and asset expansion, highlights the company’s ability to create long-term value while maintaining a balanced and well-capitalised business.”

Janashakthi Insurance Director and Chief Executive Officer Ravi Liyanage said, “The year 2025 performance was driven by focused execution across distribution, product innovation and portfolio management. The strong growth in new business and sustained profitability demonstrate the effectiveness of our operating model as we continue to scale responsibly and enhance customer value.”

As Janashakthi Life moves forward, the company remains focused on expanding its market reach, strengthening capital efficiency and delivering relevant insurance solutions aligned with the evolving customer needs. Backed by the strength of the JXG (Janashakthi Group) and a clear growth agenda, Janashakthi Life is well-positioned to build on this momentum and drive consistent performance in the periods ahead, Ravi Liyanage added.