Ceylinco Life leads life insurance market

• records premium income of Rs. 44.18bn

R. Renganathan - Executive Chairman

Thushara Ranasinghe - CEO

Ceylinco Life has recorded its 22nd consecutive year of market leadership in Sri Lanka’s life insurance industry, posting gross written premium income of Rs. 44.18 billion for the year ending 31st December 2025, achieving strong growth of 18.96 percent.

The company has reported consolidated income of Rs.72.43 billion for the 12 months, an increase of 10.51 percent, with investment and other income of Rs. 28.25 billion contributing 

to the topline.

Ceylinco Life increased the value of its Life Fund by 11.56 percent to cross the milestone of Rs. 200 billion and reach 201.81 billion as of 31st December 2025; andgrew its investment portfolio by 13.9 percent to Rs. 253.43 billion in an emphatic reaffirmation of the company’s financial strength and stability.

“We are justifiably proud to retain our status as the biggest life insurer in Sri Lanka, a position that reflects the continuing trust and confidence of customers,” Ceylinco Life Executive Chairman R. Renganathan said. “Our focus on our core mission of de-risking the lives of our policyholders with gimmick-free life insurance products and our proven empathy for the evolving needs of our policyholders, remain the cornerstones of our success. This is well supported by prudent and farsighted investment management, creating an unbeatable combination.

Ceylinco Life paid Rs.31.07 billion in net claims and benefits to policyholders in 2025, an increase of Rs.6 billion or 24 percent over the preceding year, and transferred Rs.20.68 billion to its Life Fund. The company’s total assets grew by Rs.35.58 billion or 14.15 percent over the year at a monthly average of more than Rs 2.9 billion, to reach Rs.287.02 billionat the end of 2025.

Ceylinco Life transferred Rs. 3.5 billion as profit to the shareholders’ fund in respect of the 12 months, and shareholders’ equity grew to Rs.67.8 billion at the end of the year.

The company reported profit before tax of Rs.11.21 billion for the year, reflecting an increase of 11.5 percent over 2024. Net profit after tax at Rs.7.85 billion,was an improvement of 10.97 percent.