Janashakthi Finance records strong growth in H1 2025/2026

 Janashakthi Finance Chairman Rajendra Theagarajah and Janashakthi Finance Acting Chief Executive Officer Sithambaram Sri Ganendran

• Demonstrates strategic expansion and sustained business momentum

Janashakthi Finance PLC announced a solid financial performance for the first half of the financial year ended September 30, 2025, reporting strong growth across key business metrics and continued progress in executing its long-term strategic priorities.

The company delivered a profit before tax of Rs.241 million for the first half of FY2026, marking a 22 percent year-on-year (YoY) increase, supported by disciplined portfolio expansion and enhanced operational efficiency. As the company continues to invest in strengthening its long-term growth trajectory, it delivered a resilient net profit after tax of Rs.141 million as of September 30, 2025. 

Net operating income surged by 34 percent YoY to Rs.1.43 billion, a reflection to the company’s sharp focus on core income generation and prudent balance sheet management. The loans and receivables portfolio grew by 49 percent YoY to reach Rs.26.7 billion, driven by renewed lending activity across key customer segments. Meanwhile, deposits rose to Rs.16.9 billion, reflecting a 17 percent increase, underlining the growing confidence of customers and investors in the brand’s trusted financial stewardship.

Janashakthi Finance Chairman Rajendra Theagarajah said, “These results reflect the continued strength of our strategy and the trust we have earned among customers and investors. Our focus remains on building a business model that is sustainable, scalable and relevant in a rapidly evolving financial landscape. The growth in our core portfolios demonstrates that our strategic priorities are translating into tangible progress, positioning Janashakthi Finance as a leading player in the sector.”

Janashakthi Finance Acting Chief Executive Officer Sithambaram Sri Ganendran stated, “The first half of 2025/2026 highlights the outcomes of our disciplined execution and our commitment to deliver value across all stakeholders. We have made significant progress in deepening customer relationships, optimising operational processes and expanding our lending base. As we look ahead, we will continue to strengthen our digital capabilities and customer experience to drive sustainable growth.”

Janashakthi Finance’s performance in the first half of 2025/2026 underscores its ability to balance growth with prudent risk management and strategic foresight. The company continues to focus on customer-centricity and operational excellence, setting a solid foundation for continued performance in the second half of the year.