Janashakthi Finance records Rs. 389mn PBT in 3Q26

Rajendra Theagarajah

Sithambaram Sri Ganendran

Janashakthi Finance PLC has announced a strong financial performance for the nine-month period ended 31 December 2025, driven by sustained growth in its core businesses, disciplined execution and continued focus on scale and efficiency.
Commenting on the results, Rajendra Theagarajah, Chairman of Janashakthi Finance PLC said, “The performance for the period reflects the clarity of our strategic priorities and the strength of our governance framework. With strong leadership in place that is  confidently driving the business, we continue to grow steadily while maintaining balance sheet strength and stakeholder confidence.”
For the period under review, Profit Before Tax (PBT) rose by 39 percent year-on-year to Rs. 389 million, supported by higher operating income and portfolio expansion. Net Operating Income increased by 35 percent year-on-year to Rs. 2.2 billion, reflecting sustained lending activity and improved business scale. Net Profit After Tax (NPAT) amounted to Rs. 240 million.
The company’s Loans and Receivables portfolio grew by 49 percent year-on-year to Rs. 29 billion, driven by demand across key lending segments and focused growth initiatives. Deposits increased to Rs. 17 billion, recording a 14 percent year-on-year growth, reinforcing funding diversity and customer confidence.
Reflecting on the year’s progress, Sithambaram Sri Ganendran, Chief Executive Officer of Janashakthi Finance PLC stated, “During the period, we focusedon expanding our loan book responsibly, strengthening our funding base and enhancing operational capability. The growth achieved across our key indicators positions the Company stronglyas we continue to execute our medium-term strategyand respond to market opportunities.”
Looking ahead, Janashakthi Finance PLC remains focused on driving sustainable growth through prudent risk management, customer-centric solutions and continued investment in its people and platforms. The company says it is well-placed to build on this momentum and deliver consistent value to shareholders while supporting the evolving financial needs of its customers.